The uMonitor Online Account Opening and Funding service makes it simple and safe for financial institutions to offer direct banking services. This service provides an end-to-end solution with full workflow automation to open accounts in real time. With a fully configurable and customizable web user interface, user experience is delightful and results are outstanding. uMonitor makes it easy to setup new accounts (both deposit and loan accounts), complete USA Patriot Act required identity verification, perform credit checks and fund an account online. This solution also enables financial institutions to optimize cross-selling and up-selling opportunities as well as switch customer?s other financial relationships, making them their customers? primary financial institution. The uMonitor Management Console and Branch Console takes this service to the next level of sophistication.

Key Features of uOpen & uFund&trade:

Uniform process in all delivery channels
Processes for online, call center, & branch account acquisition areall identical, making the process easier and less time consuming.

Immediate eligibility & compliance
ID Verification, USA Patriot Act, OFAC Check and Credit Check to meet all eligibility and compliance needs.

Seamless workflow that is customizable and configurable to your business rules
uMonitor solution is completely configurable, scalable and customizable, giving you the ability to automate your entire application process from eligibility to core integration systems.

Risk management
Your financial institution?s business rules are used to manage risks and offer risk appropriate products to the right person.

Competitive Positioning
Improve your competitive positioning by offering all services found in a brick and mortar branch to customers via the Internet and increase back office efficiencies.

Become primary financial institution
Take advantage of uSwitch&trade to transition other relationships to you.

Our suite of services includes:
uOpen & uFund&trade - Online Account Opening and Funding service. This service provides an end-to-end solution with full workflow automation to open accounts in real time. uMonitor makes it easy to setup new accounts (both deposit and loan accounts), complete USA Patriot Act required identity verification, perform credit checks, integrate y our business rules, manage risks, fund an account online and optimize workflow online, in call center and branch.

uTransfer&trade - Funds Transfer Service. This service allows financial institutions to offer online money transfer capabilities to their customers.

uSwitch&trade - Online Switch Kit. uMonitor's online switch kit makes it simple for customers to transfer all of their existing financial relationships from other financial institutions over to your financial institution.

These services together offer a great return on your investment in technology for your financial institution, and can give you competitive leverage to win in the next generation banking field.