uMonitor Partners with Certegy

MEMPHIS, TN, July 13, 2005 - Certegy, Inc. (NYSE: CEY), the nation's leading provider of comprehensive credit card processing services to credit unions and community banks, announced a partnership with Parsam Technologies, the leading uMonitor financial technologies source for credit unions and banks, on July 11, 2005. This partnership will significantly increase Certegy's ability to provide affordable solutions that will enhance the online and branch services of financial institutions everywhere. By offering a full line of private-labeled uMonitor products and services to its clients, Certegy will be putting tools in place to improve the profitability of financial institutions through productivity improvements.

In keeping with Certegy's mission to support financial institutions and their online services to users through innovative and premier technology, this alliance to offer uMonitor financial solutions is the most natural step to take in order to maintain the leading position in the market. "We believe this partnership addresses the growing need among financial institutions to expand their offerings with services like New Account Application and Online Funding with Switch Kit, Account-to-Account Funds Transfer Service, Account Aggregation Service, Bill Presentment and Payment, and other services that are created by technology innovations from uMonitor," stated Dinesh Sheth, CEO of Parsam Technologies. He added, "We are delighted with this opportunity with the extensive distribution capabilities of Certegy. Many banks and credit unions now will be able to take advantage of newer services and improve their productivity and drive greater revenue growth and delight their customers."

uMonitor is recognized in the financial services industry for delivering highly dependable services to meet credit union and bank requirements - the best technology, exceptional customer service, and fast system implementation - at a very affordable price. Certegy has already deployed this new offering in a very large credit union, and expects to rollout several additional institutions this year.

A Certegy press release published July 11 concerning this new partnership is embedded here:

Certegy Partners With Parsam Technologies to Enhance E-Banking Services

ST. PETERSBURG, Fla., July 11 /PRNewswire-FirstCall/ - Certegy Inc. (NYSE: CEY - News), the nation's leading provider of comprehensive credit card processing services to credit unions and community banks, announced today that it has partnered with Parsam Technologies, provider of the uMonitor financial services platform, to broaden its suite of e-payment and e-banking services. Parsam's uMonitor technologies automate financial service functions, including several e-banking applications.

The combined technologies will enhance Certegy's e-payments and e-banking services by increasing the functionality and capabilities available to financial institutions and their end users. Through the new relationship, Certegy will offer online bill presentment, new account services and loan services to its clients through a private-label arrangement using the Certegy brand. These new features will allow consumers to pay bills directly through the biller's website or have the bills presented online by their financial institution. The platform will also allow end users to open and fund new deposit accounts, as well as apply for loan products, all in a single session. The system is flexible and customizable to meet the unique needs of Certegy's financial institution customers, while maintaining compliance with the Patriot Act and other regulatory requirements.

"We continuously strive to generate additional value for our financial institution customers by providing industry leading products and cost effective technologies to help them remain competitive," said Robert Bream, executive vice president and group executive of Certegy Card Services – North America. "The uMonitor platform provides us with additional product capability, and enhances the e-banking services available to our financial institutions and their customers."

About Certegy Inc.
Certegy Inc. (NYSE: CEY - News) provides credit and debit processing, check risk management and check cashing services, and merchant processing to over 6,500 financial institutions, 100,000 retailers and 100 million consumers worldwide. Headquartered in St. Petersburg, Florida, Certegy maintains a strong global presence with operations in the United States, United Kingdom, Ireland, France, Chile, Brazil, Australia and New Zealand, Thailand and the Caribbean. As a leading payment services provider, Certegy offers a comprehensive range of transaction processing services, check risk management solutions and integrated customer support programs that facilitate the exchange of business and consumer payments. Certegy generated over $1.0 billion in revenue in 2004. For more information on Certegy, please visit https://ssl.certegy.com

Forward-Looking Statement
The statements in this release include forward-looking statements that are based on current expectations, assumptions, estimates, and projections about Certegy and our industry. They are not guarantees of future performance and are subject to risks and uncertainties, many of which are outside of Certegy's control, that may cause actual results to differ significantly from what is expressed in those statements. Factors that could, either individually or in the aggregate, affect our performance are described in detail in the section entitled "Certain Factors Affecting Forward-Looking Statements" in our 2004 Annual Report on Form 10-K filed on March 11, 2005, with the SEC.

Source: Certegy, Inc.

About uMonitor – Parsam Technologies
uMonitor financial technologies offer a wide range of online solutions specifically designed to help financial institutions provide the most up-to-date services. These highly configurable and customizable solutions enable financial institutions to increase profitability, generate revenue, improve regulatory compliance, and improve employee productivity while reducing costs. uMonitor technologies include New Account Setup and Online Funding with Switch Kit, New Loan Application Processing, Funds Transfer Service, Bill Presentment and Payment Solutions, Premium Account Aggregation Service, Document Management System, Advisor-Client Relationship Management and other services.

For more information, please visit www.umonitor.com or contact Gillian Smoot at gsmoot@umontitor.com or by phone at 901.757.1212, ext.7115.

Parsam Technologies , LLC
3197 Players Club Parkway
Memphis, Tennessee 38125

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